Bank Name
 | Floating Interest rate
| Processing Fee | Prepayment Charges | Apply |
| State Bank Of India | 10.75%(special scheme up to 30-9-2012),than 11% | 5,000 + service tax (Upto 30lacs), 10,000 + service tax (above 30lacs) | Nil |  |
| ICICI Bank | Scheme I :11% (Fixed 1 yr),
Scheme II : 11.25% (Fixed 2yrs)
Scheme III : 11.25% (Fixed 3yrs), then 11% | 0.50% of loan amount upto 1 crore | N.A |  |
| HDFC Ltd | 10.75% | 0.5% or maximum 10,000+service tax (12.36%) | No prepayment charges shall be payable for partial or full prepayments irrespective of the source | |
| HSBC Bank | 10% to 13% | INR 10,000 plus service tax & cess | 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable | |
| LIC Housing | Scheme I : 10.40%
Scheme II : 10.70% (Fixed for 3 yrs), 11.15% (Fixed for 5 yrs) (Upto 40Lacs),
Scheme I : 10.40%
Scheme II : 11.20% (Fixed for 3 yrs) , 11.40% (Fixed for 5 yrs) | Up to 30 lacs : 10,000 +(Service tax)
30 - 50 lacs : 15,000 +(service tax)
50 lacs - 1Cr : 20,000 +(service tax)
1Cr & above : 25,000 +(service tax) | Nil | |
| AXIS Bank | Scheme I : 11.75% (Fixed for 20 yrs)
Scheme II : 11% | Rs.5515 (Upto 30Lacs), Then 10,000 + Service Tax | 2% (For Scheme I)
Nil (For Scheme II) | |
| IDBI | 11% - 12% | Up to 1%of loan amount
(Rs 2500 to be collected at login and balance at the time of sanction ) | If Balance Transfer then 2% Otherwise Nil | |
| ING Vysya | 11% | 0.5% of the loan amount | NIL | |
| Standard Chartered | 10.75% | Rs.7500/- + Service tax | NIL | |
| DHFL | 11.50% | 1% | NIL | |
| Citibank | 10.75% | 0.25% (for salaried ), 0.50% ( for Self Employed) | NIL | |
| Deutsche Bank | 11% | 10000 + Service Tax | up to 90% no charges after that 2.5% | |
| India Bulls | 10.75% | upto 30lacs - 2,500 + 12.36% (service tax)
above 30lacs to 1.5Cr - 5,000 + 12.36%(service tax)
Above 1.5Cr - 10,000 + 12.36%(service tax) | Nil | |
| Allahabad Bank | 11.50% (below 50Lacs), then 12% | 0.50% of loan amount, Maximum Rs. 10,000/- | NIL | |
| Bank of Maharastra | 11% | Nil (Upto 25Lacs)
0.50% (Max Rs 50,000/-) (25lacs & above) | N.A | |
| Central Bank of India | 10.75% | 0.50 % of loan amount, maximum Rs.20,000/- | N.A | |
| Corporation Bank | 10.75% (Upto 50Lacs), then 11% | Upto 30 lacs 0.40%
30-75 lacs : 0.50%
75 lacs & above : 0.60% | NIL | |
| Bank of India | 10.75% | Upto 25 lacs : 0.50% of the loan amount Min Rs.4000/- and Max Rs.10,000
25 - 75 lacs : Flat Rs.20,000
75 lacs & above Flat Rs.25,000 | NIL | |
| UCO Bank | 11.75% - 12.25% (Upto 50 Lacs), Then 12% - 12.50% | 0.5% of the loan amount minimum Rs.1000.00. | N.A | |
| Union Bank of India | 10.75% | 0.50% of the loan amount subject to maximum of Rs. 15,000 | NIL | |
| United Bank of India | 11.60% | 0.50% of the loan amount | N.A | |
| Bank of Baroda | 10.75% | N.A | N.A | |
| Canara Bank | 11% | | | |
| Dena Bank | 10.75% | N.A | N.A | |
| Kotak Bank | 11.25%( for Salaried), 11.50%( for Self Employed) | 0.25% - 0.5% | 2% of Principal Outstanding +2% on amount prepaid in last 12 months | |
| Punjab National Bank | 10.75% | | | |
| First Blue Home Finance | 10.75% (for Salaried / SEP), 11.25% (For Self Employed) | Salaried - 0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whichever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs).
Self Employed - 0.5% plus doc charges plus taxes. | Nil | |
| Vijaya Bank | 11.30% | N.A | N.A | |
| Syndicate Bank | 11.25% | N.A | N.A | |
| Indian Overseas Bank | 11% | N.A | N.A | |
| Oriental Bank of Commerce | 11% | 0.5% of the loan amount or maximum Rs.12,500/- | NIL | |
| State Bank of Travancore | 11.50% | Limit upto Rs.25,000 - Nil
Limit above Rs.25,000 to Rs.2 lacs - 0.55% of the loan amount (Max.Rs.500/-)
Limit above Rs.2 lacs - 0.55% of the loan amount maximum Rs.10000/- | NIL | |
| Federal Bank | 10.98% | 0.50% of the limit sanctioned with a minimum of 1000/- | NIL | |
| Reliance | 12% - 12.50% | 0.5% of loan amount | NIL | |
| PNB Housing Finance | 11% | 0.5% | NIL | |
| Development Credit Bank | 11.50% | 0.5% | If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount | |
| Tata capital Housing Finance ltd | 10.85% (Upto 50Lacs), Then 11% | 0.5 to 1% off the loan amount. | N.A | |
| Dhanalakshmi Bank | 13% | a) Loans Upto 20 lacs - Non Refundable fee of Rs 3500 plus service tax
b) Loans above 20 lacs - Non Refundable fee of Rs 5000 plus service tax | NIL | |
| Indian Bank | 10.75% | 1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application)
2) 0.32 % on Loan amount (at the time of acceptance of sanction) | Nil | |