Bajaj Finserv Lending offers Loan Against Property loan between Rs. 20 lacs and Rs. 20 crores, which can be paid over a term of up to 15 years. You can avail this loan against any of your residential, plot or commercial properties as per your convenience and avail attractive benefits.
Features Bajaj Finserv Lending Loan Against Property
Bajaj Finserv Lending offers you a wide range of mortgage products to choose from:
Loan against Residential Property
Loan against Commercial Property
Loan for Purchase of Commercial Property
Loan against Plot
Lease Rental Discounting
Part Prepayment facility*
Normal Income Program
Debt Consolidator
Alternate Income Program
Benefits Bajaj Finserv Lending Loan Against Property
Only Bajaj Finserv Lending Loan Against Property comes with the following exclusive benefits:
Prompt Repayment Benefit
Free Personal Accident Insurance
Best in class Insurance Schemes
Premium Document Storage Facility
Eligibility
You must be an Indian Resident
You must be at least 25 years of age when the loan is sanctioned.
You must be employed or self-employed with a regular source of income.
The value of your property is a minimum of Rs. 60 lacs in case of Mumbai and Delhi and Rs. 30 lacs in case of other cities
The required loan amount is a minimum of Rs. 35 lacs in case of Mumbai and Delhi and Rs. 20 lacs in case of other cities
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Documents
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Self Employed
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Firms &
companies
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Application form
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Photograph
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Yes
(Partner's/Director's)
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Identity Proof
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Address proof
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Signature Proof
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Date of Birth Proof
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Certificate of
incorporation
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Income Details
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IT Returns &
Balance Sheet & P/L Account statement for the last 2 years
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IT Returns &
Balance Sheet & P/L Account statement for the last 2 years
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Bank Account Statements
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For Last 6 months
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For Last 6 months
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Partnership Deed
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Yes (for
partnership)
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MOA/AOA
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Yes( for
companies)
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Micro/Small/Medium Enterprise Certificate
(if applicable)
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